Home Loans

Basic Variable Rate Loans
Basic Variable Rate loans offer a lower interest rate, but fewer features to other types of loans . However, you usually have the option to pay for additional flexibility and features when you need them.

Fixed Rate Loans
Fixed Rate loans protect you against interest rate changes for an agreed time, so you have peace of mind knowing your repayments won't increase. However, you won't benefit if rates go down during the fixed term.

Combination or Split Rate Loans
Combination or Split Rate loans combine the flexibility of a variable rate and the certainty of a fixed rate, so you benefit when rates drop, and are protected when they increase.

Non-Conforming and Low Doc Loans
Non-conforming and Low Documentation Loans have been designed especially to help borrowers who do not meet ‘standard’ lending criteria. These loans are great for those who have an impaired credit history, who are unable to provide the required financial documentation in support of their loan application, or who have minimal deposits or savings history.

Home Equity Loans
Home Equity Loans allow you to unlock the equity in your existing property for other opportunities such as renovating your home.

Line of Credit Loans
Line of Credit loans are interest only variable rate loans that allow you to borrow against the equity in a home with the added flexibility of a transaction account built into the home loan.

All-In One Loans
All-In-One Loans feature an everyday transaction account linked to your home loan. By keeping all your money in your loan account, and only redrawing your living expenses as you need to, you can reduce the amount you owe. This, in turn, reduces the amount of interest you have to repay, making your money work harder for you.